The KLC Financial Services Department provides low interest loans to Kentucky cities and municipal agencies. For nearly 20 years, KLC has given cities and agencies financial options that help make dreams come true! Dozens of Kentucky communities have used KLC's programs to fund construction of parks, fire stations, city halls, water parks, water and sewer systems and infrastructure. Whether it is the low interest rate, the quick turnaround or the flexibility of the program, KLC's goal is to give members the best possible service at the lowest possible price.