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Affordable Housing

According to the U.S. Census Bureau, around 30 percent of Kentuckians (over 1.2 million people) live in unaffordable housing.  Typically, housing is considered unaffordable when housing costs – mortgage or rent plus utilities – amount to more than 30 percent of a household’s income.  There are a number of federal and state initiatives that attempt to make housing more affordable.

The federal government plays a large role in helping states and localities provide more affordable housing.  The U.S. Department of Housing and Urban Development (HUD) administers a number of programs, including Community Development Block Grants (CDBG), Home Investment Partnerships (HOME), Housing Choice Vouchers (Section 8), Emergency Shelter Grants (ESG) and others.

The Kentucky Housing Corporation (KHC) is a self-supporting public corporation of the Commonwealth of Kentucky.  KHC administers a number of assistance programs including down payment assistance, home ownership counseling, rental assistance and other programs designed to make dependable housing available to all Kentuckians. 

 

 

Resources

 

Contact Us
  • Want more demographic information about affordable housing in the state?  Contact Joseph Coleman.
  • Need a model nuisance or code enforcement ordinance?  Contact Chris Johnson.
  • Need information on grants for affordable housing?  Contact Tad Long.
  • Want to learn how to write effective grant applications?  Contact Jessica Miller.
If you would like to suggest an addition to the topic list or suggest a correction, please contact Joseph Coleman.